People who have worked are eligible for social security disability insurance. However, from age 18 to 21, there’s a loophole. If you are 18-21, you can apply for SSDI under your parents’ earning record even if you have never worked.

Can you get Social Security disability at any age?

The SSA does not set an age limit for applying for disability. But, you must know that there are a few specific rules for applicants over 65 years old. If you are over 65 the SSA requires a full review of your medical records to show any possible age-specific impairments related to aging.

How old do you have to be to collect Social Security disability?

Even though you must be over the age of 18 to qualify, the SSA will consider you a disabled adult “child” because you will be collecting SSDI based on your qualifying parent’s Social Security earnings. (Social Security benefits that are based on a parent’s earnings record are called auxiliary benefits, or dependents benefits .)

Are there Social Security benefits for adult children with severe disabilities?

Social Security Benefits for Adult Children With Severe Disabilities If your adult child is disabled and can’t do any significant amount work, he or she may be able to collect Social Security child benefits or SSI disability benefits.

When is it easier to get Social Security disability?

If you are age 55 or older and have become disabled, your chance of being awarded Social Security disability benefits is higher than someone below age 55. It’s Easier for Older People to Qualify for Disability Benefits This is because the SSA believes that it can be quite difficult for older disabled workers to transition to a new career.

How many SSDI credits do you need as a young adult?

While a young adult does have to have some work history to be eligible for SSDI, young adults require fewer “credits” to qualify for SSDI benefits. (A credit represents three months of work where the person earned at least $1,160; a person can earn four credits in one year.) Most people need 20…