Sign the back of the check above the endorsement line and write your names in the same way they were written in front. Show a legal form of identification, such as your driver’s license. If you both wish to deposit it, you can do so into your joint account.

Can you endorse a tax return?

Before depositing the paper check for your tax return, you must first sign the back to endorse it. This applies to any paper check you receive, with the exception of those marked “for deposit only,” which can only be deposited in your own bank account.

Where do I endorse my tax refund check?

Endorsing a Check In such cases, you can endorse the check to the person, just as you would with any other check, so the individual can cash it. In the endorsement area behind the check, write “Pay to the order of” on the first line, followed by the individual’s name and your name as it appears on front of the check.

How do you deposit a stimulus check made out to two parties?

Quick answer: If a check with two names says “and,” on the “pay to the order of line” then everyone has to endorse the check. Otherwise, any party named on the check can deposit it into his or her individual bank account.

Can you deposit a check in a joint account with one signature?

Not only can you deposit a check to just one spouse into a joint account, but you have a few options for doing so. The bank will accept the check because Spouse A is an equal owner on the account into which the check is being deposited. But what if Spouse A isn’t available to endorse the check? That’s okay, too.

How do you endorse a two party business check?

Multiple Payees If a check is made out to multiple people, look for “and” or “or” in the pay-to line. If the check is made out to “John and Jane Smith,” then John and Jane must both endorse the check. If the check is made out to “John or Jane Smith,” then John OR Jane can endorse the check.